Terms of Use

1. Who these terms cover

• Visitors — anyone who accesses the public site or a free valuation path without an account.
• Consumers — individuals who purchase a single property valuation report for their own use. The specifics of a consumer purchase are in the Report Purchase Terms, which apply in addition to these terms.
• Licensed professionals — real estate agents, brokers, and invited beta participants who use the platform for valuations, listings, and client work.

2. Acceptable use

By using the platform, you agree that you will:

• Provide accurate information when you submit a property or create an account;
• Use the platform only for lawful purposes and in compliance with applicable real estate, consumer, and data laws;
• Not attempt to disrupt, overload, scrape, or gain unauthorized access to the platform or its data.

Unauthorized access is prohibited. Sharing account credentials with non-authorized persons terminates the offending license immediately.

3. Methodology and intellectual property

The Practitioner Multiplier℠ embodies a proprietary methodology developed by David F. Petroni, including rule cards, playbooks, dispatcher logic, prompts, voice canon, and reconciliation algorithms. No user — visitor, consumer, or licensed professional — acquires any ownership right in the methodology, platform code, templates, scoring systems, or underlying intellectual property by using this service.

4. What the platform produces — accuracy and disclaimer

Platform deliverables are computational outputs based on available data and methodology rules. They support decision-making and professional judgment — they do not replace either.

Every user remains responsible for:

• Verifying accuracy before relying on or presenting any deliverable;
• Applying their own judgment, or a licensed professional's judgment, to platform outputs;
• Compliance with any disclosure, BPO/CMA, USPAP, NAR, and MLS rules that apply to how the output is used.

Outputs are illustrative and educational. They are not appraisals unless prepared by a licensed appraiser. They are not investment, lending, tax, or legal advice.

NGL Confidence Score and Defensibility Metrics Disclaimer: The Next Generation Logic (NGL) Confidence Score, including its aggregate ratings (e.g., “LOCK_IT_IN”, “DEFENSIBLE”, “WORKABLE”), per-component grading breakdown, and associated voice notes, is a proprietary, computational metric that measures the quality, completeness, and alignment of the public and comparable data used to generate a property valuation relative to established industry standards. The NGL Score represents an assessment of methodological consistency and does not constitute a warranty, guarantee, or prediction of a property's final selling price, transaction viability, or market performance. The NGL Score is provided for educational and decision-support purposes only. While designed to follow USPAP-aligned valuation methodologies to establish analytical consistency, neither DFP nor the Platform makes any representation or warranty regarding the admissibility, validity, or defensibility of the NGL Score or any associated deliverable in any legal, judicial, regulatory, or tax proceeding. Users remain solely responsible for validating all inputs, comparable sales, and adjustments, and for obtaining independent legal counsel or certified appraisals where formal court-admissibility or statutory valuation compliance is required.

5. If you purchase a single report (consumers)

A consumer purchase gives you a one-time, computer-generated report for a single property address. It does not create an account, brokerage tenant, agency relationship, or any ongoing subscription. Payment, refunds, and consent at checkout are governed by the Report Purchase Terms. In short: a completed report is non-refundable because it is produced on demand from paid data sources; if a report cannot be produced for your address, contact us and we will refund that purchase.

6. If you use the platform as a licensed professional

You may use the platform as a licensed professional only if you are:

• A licensed real estate professional in the state where your active listings are located, or an invited beta participant on the Petroni allowlist;
• Authorized by your sponsoring brokerage to use third-party valuation and marketing tools.

As a licensed professional, you may:

• Generate valuations, market analyses, listing strategies, and marketing materials for your own active listings and buyer representations;
• Share generated deliverables with your clients in connection with your representation of them;
• Reference the Practitioner Multiplier methodology in client conversations.

Deliverable ownership. You own the deliverables generated for your specific transactions, for use in those transactions. Each deliverable may carry a Practitioner Multiplier watermark for traceability. DFP retains ownership of the methodology, templates, scoring systems, and the platform itself.

Confidentiality. You will protect DFP confidential information, including platform documentation and beta-program materials that are not part of your own deliverable output. This obligation survives account termination.

7. Prohibited uses (all users)

No user may:

• Reverse-engineer the platform or derive the underlying methodology;
• Use platform outputs to train AI or machine-learning systems;
• Redistribute deliverables outside a direct client relationship or a single consumer's own use;
• Develop a competing methodology or product based on observed platform output;
• Share account credentials with unauthorized persons.

8. Data and privacy

The platform stores the information you submit, the deliverables you generate, and audit logs of your activity. DFP may access audit logs for support, billing, and quality assurance. How we collect, use, retain, and delete data — for all users — is described in our Privacy Policy.

9. Fees and payment

Consumers pay per report at checkout, processed securely by Stripe. Licensed professionals are billed per the agreement between DFP and their sponsoring entity; if you are a professional not covered by an active agreement or beta arrangement, you are not authorized to use the platform for business purposes. Non-payment terminates access.

10. Termination

DFP may terminate or suspend access immediately for breach of these terms, reverse-engineering attempts, credential sharing, or activity that creates legal or reputational risk. Account holders may terminate at any time via account settings; a consumer purchase ends when the report is delivered.

11. Indemnification

You shall indemnify David F. Petroni, DFP Enterprises, LLC, and the Practitioner Multiplier platform from claims arising from your use of deliverables, your representations to others, or your breach of these terms.

12. Warranties and liability

THE PLATFORM AND ALL DELIVERABLES ARE PROVIDED AS-IS AND AS-AVAILABLE. DFP MAKES NO WARRANTIES, EXPRESS OR IMPLIED, REGARDING ACCURACY OR FITNESS FOR A PARTICULAR PURPOSE. TO THE EXTENT PERMITTED BY LAW, TOTAL LIABILITY FOR ANY CLAIM IS CAPPED AT THE FEES YOU PAID IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR, FOR A CONSUMER, THE AMOUNT PAID FOR THE REPORT AT ISSUE.

13. Governing law

These terms are governed by the laws of the State of Ohio. Disputes shall be resolved in the state or federal courts located in Warren County, Ohio.

14. Trademark

Practitioner Multiplier℠ is a common-law trademark of David F. Petroni, used in commerce in connection with the methodology and platform.

15. Changes

DFP may update these terms with notice through the platform or your registered email. For account holders, material changes take effect thirty (30) days after notice. Continued use after the effective date constitutes acceptance.

16. Contact

DFP Enterprises, LLC
David F. Petroni
dpetroni@dfpetroni.com
513.800.0675